Summit Insurance Services’ 6-Step Performance Process, first developed by Kelly Insurance Agency, provides you with a proven blueprint for successfully reducing, managing, and controlling employee benefit plan costs. This consultative, results-driven approach immediately identifies challenges and addresses future needs through the creation of a comprehensive action plan.
Step 1: Objective Development
We listen closely to you to be sure we understand your specific concerns and then work with you to develop clear objectives. We explore your current benefit levels, costs, employee contributions, service expectations, product issues, plan administration, communications, tolerance for change, and business profiling.
Step 2: Benefit Model Development
We offer customized solutions from Fully Insured and Self-Insured to Health Savings Account (HAS) and Health Reimbursement Account (HRA) plans with a range of deductible levels. Our extensive training and experience assists companies with critical and complex compliance issues associated with COBRA, Section 125, Flex Spending, and much more.
Step 3: Vendor Research
As one of the region’s top independent agencies, serving a roster of more than 900 corporate clients, we leverage extensive relationships with all of the major industry carriers to continually achieve top performance levels.
Step 4: Benefits & Vendor Selection
We promote plans with clear options and an unfiltered view of the entire marketplace. We bring all the information together in an easy to understand executive summary, so you can compare and analyze your company’s choices. For each and every benefit plan, we provide comprehensive data to back up our recommendations.
Step 5: Implementation and Services
Our uncompromising commitment to implementing your plan is critical to achieving complete employee participation and long-term success. We enlist the carriers’ extensive resources to support our personal and collaborative efforts, coordinating internal communication, employee announcement letters, enrollment packages, benefit briefings, and individual benefit selection.
Step 6: Administrative Cost Reduction
We can help you realize additional savings in commonly overlooked areas. Our service-oriented relationship involves continuous administration, new employee orientation as well as claims and billing issues. Regular reviews focus on enhancing plan utilization, services, and committee meetings. We stay on top of ever-changing news and technology to implement innovative strategies when and where appropriate.